CAR Insurance in Indonesia and its 8 Protection Products

CAR Insurance in Indonesia and its 8 Protection Products

CAR insurance companies may already be familiar with the Indonesian insurance industry. Founded in 1975, this company has assets of up to IDR 5.4 billion.

On this occasion, LifePal will briefly describe how this insurance company was founded. In addition, of course, don't miss explaining the mainstay product of CAR Insurance.

A brief history of CAR Asuransi Insurance

 The name CAR stands for Central Asia Raya. This life insurance company is under the auspices of PT Asuransi Jiwa Central Asia Raya.

This insurance company was founded by Anthoni Salim who is also the owner of the Salim Group. Salim Group itself currently owns shares in non-profit businesses which include Indofood, Indomaret, and so on.

The CAR insurance company also has 8 regional offices, 82 marketing offices, and 53 customer service offices spread throughout Indonesia.

Of course, a massive national expansion like this has shown its credibility as one of the best insurance companies in Indonesia.

The best product for CAR Insurance

After getting to know the brief history of the CAR Insurance company, of course you should know the superior products they have.

This is done so that you get an idea of ​​​​a financial plan for the future through insurance.

1. Individual Products

This life protection product from CAR has many choices. In addition to providing protection from the risk of accidents or death, this product also provides other benefits.

Other benefits include old age insurance, long-term investment, children's education, and so on.

What's interesting about this type of insurance? Even competitive insurance premium payments can provide benefits ranging from Rp. 10 million to Rp. 10 billion.

Benefits are also given based on the time of filing a claim or a predetermined period of time.

There are 13 (thirteen) protection products from CAR that you can choose according to your needs, namely:

  • Ananda Scholarship
  • Whole Life
  • Protecta Raya
  • CArina
  • CARLegacy
  • Family Prevensia CARe
  • Whole Life Executive
  • CARity Fund 20
  • Unit Link
  • Dollar Executive
  • Rupiah Executive
  • Prevensia Pro Ultimate Insurance
  • Prevensia Care Ultimate Insurance

2. Group Insurance

This insurance product is intended for a company that needs protection for its employees.

The purpose of this insurance is to avoid the risk of accidents and provide compensation for death as long as they are still officially declared employees of the company.

There are 3 (three) CAR insurance products offered to companies that become customers according to their needs, namely:

  • Health Insurance
  • Life insurance
  • Term Insurance

3. Bancassurance

The function of the bancassurance product is to provide insurance savings through deposits to protect you and your family from various risks.

The risks faced can be in the form of hospitalization, long-term savings for retirement or education, mortgage payments, and so on.

There are 3 (three) CAR insurance products offered to several cooperative banks according to their needs, namely:

  • Funding
  • Lending – Credit Life
  • Card Center

4. Retail Insurance

Have a small or medium business? Have you ever been suddenly afraid of having to swallow a loss if there was a deficit and even went bankrupt?

If you need insurance protection against a business that has been initiated so as not to reap a lot of losses, this CAR insurance product is also a great choice for you.

There are 8 (eight) business protection products from CAR that you can use, namely:

  • Accident Protection
  • Critical Illness Protection
  • Central Asia Health Protection
  • Central Asia Life Protection
  • Central Asia Disease Protection
  • Blessings of Saint Joseph
  • Central Asia Prevensia Care
  • Life Protection 2.0

5. Microinsurance

Do you need insurance at a more affordable price and don't want to be complicated? CAR also has micro insurance products with lower insurance premium payments.

Only by paying an insurance premium of IDR 43,500 to IDR 50,000, you will get protection from the risk of death with compensation of up to IDR 25 million.

There are 2 (two) CAR insurance products that you can enjoy for optimal protection at affordable prices, namely:

  • The Peci Micro Insurance
  • Dengue Fever Insurance

6. Financial Institution Pension Fund (DPLK)

Do you already have a fixed retirement age? However, you don't have enough savings to support retirement?

For those of you who are still looking for a suitable retirement insurance recommendation to guarantee a peaceful retirement, CAR insurance has a DPLK insurance product.

The function of this insurance product is to manage pension funds, make investments based on applicable regulations, collect contribution funds from insurance customers, and so on.

Not only that, this product also manages severance pay.

There are 2 (two) protection products from CAR that can be used to obtain financial security in retirement, namely:

  • Retirement Program
  • Severance Program

7. Sharia insurance

Supervised directly by the Sharia Supervisory Board, CAR also launched sharia insurance products.

The provisions that are owned are not much different as long as they are in accordance with Islamic law. Not only that, this insurance also has products that are no less interesting.

This sharia-based protection product is held based on customer needs in the education, life and health sectors.

There are 4 (four) protection products from sharia CAR that can be used to guarantee your finances by managing sharia-based funds, namely:

  • Fathanah Scholarship
  • CARlisya
  • Istiqomah Hajj Fund
  • Sakinah Waqf

8. BPJS Health

One of the advantages and uniqueness of the CAR insurance product is the collaboration with BPJS Health.

This agreement was initiated in 2014 with the basic objective of protecting CAR insurance customers from obtaining health insurance rights from social insurance.

In other words, all customers get double protection, both from CAR and BPJS Health.

What life insurance policy suits your needs?

Life insurance has various types of insurance policies, each offering benefits and coverages that can be tailored to the needs of prospective customers.

That's about information about the ins and outs of CAR insurance companies and their superior products. Of course the products they offer are very interesting.



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